Meritholt InvestMeritholt Invest - grow your income, faster
Start investing in Canada with real-time AI execution and a personal analyst. Open an online investment account built for beginner stock investing.
Our AI engine scans markets in real time and routes trades the instant a setup appears, while your personal analyst keeps every decision aligned with your goals. No prior experience needed.
Open your account
Takes just a few minutes.
Watch execution happen live
Every order your analyst places is logged here in real time, entries, exits and verified fills streaming to your dashboard as they happen.
- Real-time charts and market depth on every device
- One-tap order entry with instant trade confirmation
- Custom watchlists and price alerts wherever you are
Speed and oversight, built into one platform.
No charts to babysit, no manual order entry. The Meritholt Invest engine watches live markets across equities, ETFs and forex pairs, and routes trades the moment a model confirms a profitable setup.
Sub-second order routing on every connected market
Meritholt Invest keeps persistent low-latency links to each venue. Once a signal fires, the order is routed, filled and logged to your dashboard before the next price tick.
Monitoring that never clocks out
Markets move around the clock, and so does our engine. It keeps scanning through evenings, weekends and holidays so a window never closes unwatched.
CAD-first reporting
Balances, trades and withdrawals are shown in CAD currency by default, with no hidden conversion steps to track down.
Segregated account structure
Your capital sits in a segregated account in your name. Meritholt Invest never takes custody, the engine only has permission to route orders.
Bank-grade security
TLS encryption, two-factor authentication by default, and regular third-party infrastructure reviews protect every account.
Stocks, ETFs and forex in one dashboard
Most platforms limit you to a single asset class. Meritholt Invest covers listed stocks, ETFs and major forex pairs from one screen.
Risk limits on every position
Stop-loss levels, maximum drawdown and allocation caps are set per asset class. Any trade that crosses a threshold is closed automatically and logged to your account statement.
A CIRO-regulated platform, built for speed.
See how a Meritholt Invest account compares with a traditional broker and manual DIY trading.
What Meritholt Invest customers check before depositing
Trust isn't a wall of logos. These are things you can verify yourself before you commit a single unit of currency.
Your money stays yours
Client deposits sit in a segregated account with regulated payment partners, never used to run the business.
Nothing moves without you
No position opens on your account without your decision. Your analyst proposes, explains the risk, and waits for your confirmation.
Withdraw whenever you want
Request a payout any time, back to the method you used to deposit, with no need to justify the reason.
Costs named up front
Every commission and spread is shown before you confirm a trade. No hidden account fees, ever.
A personal analyst behind every account.
Every Meritholt Invest member works with a personal financial analyst who brings years of market experience. They combine their own judgment with AI-assisted signals to help you build a diversified portfolio and support you at every step.
- Years of hands-on market experience
- Strategy built around your risk profile and capital
- Direct support at every stage
Meritholt Invest plans built around your assets
There's no single right plan. Your analyst builds one around the assets you're interested in, the time you can give it, and the risk profile you're comfortable carrying.
First steps
A slow start on liquid, lower-volatility holdings, with every step explained before it's taken and position sizes kept deliberately small.
Assets: Blue-chip stocks, major ETFs and GICs
Building up
A wider asset allocation, a written risk limit per position and a regular review of what worked and what didn't.
Assets: Stocks, ETFs, crypto and commodities
Active markets
Faster decisions across more instruments, with your own limits set in advance and an analyst on hand for calls worth discussing.
Assets: Any supported asset, including derivatives
Meritholt Invest tracks the markets that move your portfolio
Live pricing, real-time execution and a clean read on stocks, ETFs and commodities, refreshed the instant the market moves.
See live marketsMeritholt Invest currency and crypto exchange
Not every task is a trade. You can simply exchange one currency or coin for another at a rate agreed with your analyst beforehand.
Crypto to crypto
Move between major coins and stablecoins without leaving your account.
Crypto to currency
Convert holdings into CAD currency and withdraw straight to your bank.
Currency to currency
Exchange between supported currencies at a rate fixed before you confirm.
Model your deposit, see the range.
Adjust the slider to see how a larger deposit scales from a representative starting plan. This is an illustration, not a promise, your actual passive income depends on your capital and the strategy you build with your analyst.
Figures are illustrative. Your actual income depends on your invested capital and the strategy you choose with your analyst.
How Meritholt Invest works
Real-time AI execution paired with a human analyst, built to help you start investing with a modest deposit and grow from there.
Open your account
Register in minutes with an email and phone number.
Verify your identity
Upload a document so withdrawals can only ever return to you.
Fund with C$350
Deposit the minimum to start, or add more when you're ready.
Set your risk profile
Your analyst builds a plan around your goals and comfort with volatility.
Let the engine work
Watch AI-assisted signals execute in real time as the market moves.
We earn on commission and training, nothing else
Our income comes from a commission on completed trades and from paid training. We take no share of your deposit and don't earn when your position loses.
- A commission on completed trades, shown before you confirm each one.
- Paid training for investors who want to learn to read the market themselves.
- No account maintenance fee, no charge to open or close an account.
- No percentage taken from your deposit and no fee on incoming funds.
Where fees and spreads can show up
These are the only places a commission or spread touches your balance, outside of an investment you actually chose to make.
- Free account opening, no licence or registration fees
- No hidden charges on deposits or withdrawals
- Only standard spreads apply on executed trades
- Start at the minimum deposit and scale as you go
Meritholt Invest and your security
Client funds sit with regulated payment partners under CIRO and OSC oversight, access is verified at every step, and every withdrawal follows a documented route back to the account it came from.
- 256-bit SSL encryption
- Your data is never shared
- Built for investors across Canada, on any device.
Fund your account through banks you already use
Deposit and withdraw through Canadian bank transfer, debit or card, with no hidden charge tacked onto the transaction.
How to reach your personal analyst
Your plan, your assets, your limits and your costs are all agreed personally with your analyst before anything happens.
Leave your details
Name, email and a phone number where you can actually be reached.
Pick a time
An analyst gets in touch to agree on an hour that suits you, not us.
Talk it through
Go over your goals, the assets you care about and your limits, and leave with a plan you've agreed to.
Stay in touch
The same analyst stays with you after, by phone or email, for as long as your account is open.
Fund and withdraw in crypto
Bank transfer isn't the only route in. You can fund your account and take profit out in cryptocurrency, same balance, same account, no separate paperwork.
- Fund in the cryptocurrency you already hold, converted to CAD at the rate shown before you confirm.
- Withdraw back to your own wallet, normally within the same business day once standard checks clear.
- Network fees are shown upfront with no margin added on our side.
What Meritholt Invest clients are saying
βMy analyst explained every step of the plan. I set things up once and now I watch my capital grow with complete clarity - no guessing, no stress.β
βI'd never invested before. My analyst handled the strategy and walked me through it all. Real support, no pressure, and my withdrawals came exactly on time.β
βI started with the minimum just to see how it works. The support and clarity gave me the confidence to keep building on my plan.β
βTrades come to me for approval - I can review and decide within minutes. It works perfectly around my day job without taking over my time.β
βThe transparency sold me. Every decision gets explained clearly, and I can see the reasoning before anything happens to my account.β
βThe support team is real and easy to reach. My first consultation was hands-on, and everything has stayed stable and predictable since.β
Open your account
Takes just a few minutes.
Frequently asked questions
What is the minimum deposit to start investing with Meritholt Invest?
You can open and fund an account from C$350 minimum. You can add more to your balance anytime as your investment plan moves forward.
How long does it take to withdraw my profits?
Request a withdrawal anytime through your dashboard and it goes back to your chosen bank account. Funds arrive subject to your bank's standard processing times.
What happens to my money if markets crash?
Markets do swing down - your capital is at risk and portfolio values can fall as well as rise. Your money is kept in a segregated account and remains yours. This is why diversification and a realistic risk profile matter.
How quickly can I start investing?
Most people finish registration in minutes. Once your deposit clears, you can activate your first plan right away with your personal analyst.
Are there hidden fees with Meritholt Invest?
No. All costs show clearly before you commit. You'll always see what applies to your account and plan - no surprise charges or spreads.
What is the legal minimum age to invest?
You must be at least 18 years old to open an account. Verification of your age and identity is a standard part of account setup.
What payment methods work in Canada?
You can fund your account via major debit and credit cards, bank transfers, and selected e-wallets. The full list of deposit methods appears at checkout.
Is my money kept separate from Meritholt Invest's company accounts?
Yes. Your funds are held in a segregated account which keeps them separate from company money. This protection is standard for regulated brokers in Canada.
How does my personal investment analyst help?
Your analyst builds a strategy around your goals and risk profile, watches real-time market signals, and presents trade ideas for your approval. You decide - they execute fast when you say yes.
What investment options are available in Canada?
You can invest in stocks, ETFs, GICs and other Canadian and international assets. Your analyst will recommend a diversified portfolio that fits your goals.
How do I know if a broker is regulated?
Meritholt Invest is registered with CIRO and the OSC, which means your account gets legal protection and regular oversight. You can verify our licence status on their public registry.
Is investing safe for beginners in Canada?
Investing has real risk - capital can go down. Meritholt Invest makes it safer by giving you a dedicated analyst, clear explanations, and a trading platform built for learning. Start with what you can afford to invest.
What documents do I need to verify my account?
You'll need to upload proof of identity like a driver's licence or passport, and proof of address like a recent utility bill. Verification takes minutes and keeps your account secure.
Can I withdraw all my money anytime?
Yes. You can request a full withdrawal from your dashboard at any time. There's no lock-in period - your capital remains yours to move whenever you choose.